High Value Homeowner's

One of our most accomplished areas in risk management is the availability to place coverage in the homeowner's market for those affluent clients who require specialized approach in insuring their assets.

In the majority of the current property insurance markets, homes exceeding values of $1,000,000 present a challenge for the standard carriers.  The inability to offer high limits of coverage, coupled with exorbitant pricing creates a segment where the carriers in the lower valued markets are unable to compete.  CRP understands the needs and importance of a more personalized approach associated in insuring one's higher valued physical assets, residences, investment or rental properties.  Inflation, building costs, materials all play a role in determining the overall placement of a particular policy.  CRP has teamed with several high-value inspection companies to offer a personalized pre-inspections to accommodate our clients assuring the proper valued coverage's.

Excess Lines - Market Place Coverage
The availability, use placement of high value properties in the Excess Lines market provides and additional playing field in the ability to market coverage for those particularly hard to place risks.  Regardless of location, size or property features, CRP will use their expanded market intelligence to secure coverage.
Through our close relationship with several Lloyds of London syndicates there is no risk too large or coverage too high.

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Exposures

• High Replacement Cost
• Coastal Properties
• Multiple Property Claims
• Large Land Plots/ Farms

Expanded

• Off Premise Theft
• Water Back Up Coverage
• Additional Replacement Cost
• Canine Insurance

Collections

• Artwork
• Musical Instruments
• Antiques
• Coins & Stamps

Jewelry Coverage

• Blanket Coverage
• Scheduled Coverage
• No Cap On Item Values 
• Credits on Vaulted Items